Retire Track process
for building a retirement income strategy will help provide you with a firm foundation for pursuing your retirement goals.
Based on what we learn in Step 1, we’ll examine your current financial situation and determine your retirement income needs.
Receive a customized strategy to help you reach your unique retirement income goals.
At Foster Financial, we understand that every client and situation is unique — and your financial plan should be too! By specializing in estate, tax, federal employee benefits and retirement planning, we can help safeguard your hard-earned savings and help minimize your tax burden.
Explore Your Financial Toolbox
Are you using the right tools and strategies to get you from here to your financial goals? We’ll help you navigate the options.
Unlike the working years, when you’ve likely drawn a regular paycheck, at retirement it’s time to pay yourself. Are you ready to tap into your savings in a strategic way so that you continue to create an income stream you won’t outlive? We can help.
Annuities are financial tools that can help you create a stream of income that you can’t outlive. But today’s annuities aren’t like those of your parents or grandparents. There are many ways to tailor annuities to fit your needs. We’ll help you compare your options.
We keep our eyes on the horizon so you can enjoy your retirement. We’ll design a strategy to help you minimize risk, including the risks of market loss, inflation or liquidity (not having cash accessible when you need it).
Life insurance can play an important role in an overall financial strategy — both to protect yourself and your loved ones should the unthinkable happen and in some cases to help preserve your assets for future generations.
Taxes can take a bigger bite out of your retirement income — or your legacy — than you may be expecting. We can help you develop tax-efficient strategies that fit your overall financial plan, so more of your hard-earned dollars go to you and your loved ones.
How you approach your financial planning today defines what your legacy to your loved ones will look like after you’re gone. We can help you understand and employ strategies to help ensure your assets are passed to those people or causes you love.
After nearly 30 years of experience with federal benefits, we know the information that federal employees need to make thoughtful decisions about retirement. We can help with everything from FERS/CSRS pension maximization and TSP strategies to risk avoidance and tax planning. And we offer a FREE Federal Benefit Analysis!
For retirees, outliving good health can be both a mental and financial blow. Accounting for future long-term care needs not only lifts a weight off your shoulders today but can help your loved ones breathe a sigh of relief down the road.
We can also refer you to professionals who provide the following services:
Everyone Needs an Estate Plan — That Means You!
Foster Financial is proud to partner with Legacy Lock, which offers fully customizable, attorney-drafted estate plans. Set up a living trust, designate a financial and health care power of attorney, and more!